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Frequently Asked Questions

What is a bad credit payday loan?
A bad credit payday loan is a short term loan, which can be useful in meeting urgent cash requirements by people who have bad credit. You can take a bad credit payday loan and repay it by your next payday.
 
What are to criteria to apply for a payday loan?
If you are a resident of UK, above 18 years old, have a regular source of income and an active account, you can apply for a payday loan.

How do I apply for a payday loan?
You can apply through our online application form. Just fill up this simple and hassle free form and get payday cash loans instantly.
 
Do I have to pay an application fee?
No. you do not have to pay any fee while applying for any of our payday loans. Our online application form is completely free of cost.
 
Will bad credit affect my loan application?
Any sort of bad credit will not affect your payday loan application. We take into consideration your income and your repayment ability. We can arrange different types of payday loans for you if you have any bad credit like arrears, defaults, bankruptcy or missed payments.

What sort of bad credit payday loans can I borrow?
You can borrow different types of bad credit payday loans from us. We can arrange bad credit advance payday loans, bad credit fast payday loans, bad credit cash payday loans and online bad credit bad credit payday loans for all our customers.

Can I have two payday loans at the same time?
No. you have to repay all earlier payday loans before you are granted a new payday loan.

How long do I have to wait to get an approval?
We give instant approval on payday loan applications. You can get the cash transferred to your account within 24 hours or on the next working day if you apply it on a holiday.

How do I repay the payday loan?
You can repay the loan very easily. The amount will be withdrawn from your account on a date which has been agreed earlier.

I am self employed. Can I apply for a payday loan?
We don't have a problem in giving a loan to you even if you are self employed, provided you have a regular income which is deposited in your account.

 


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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME YOU MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
A fee between 0% and 10% of the loan may be charged on some plans depending on credit history and ability to prove income.
Example: Loan of £15,000: 120 monthly repayments of £204.66, 10.4%APR variable. Loans secured on residential property.